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FREE LIFE INSURANCE QUOTE

FOREVER LEGACY FINANCIAL

Forever Legacy Financial is here to make sure that your loved ones are taken care of. We offer a wide range of insurance services, including life insurance, to protect you and your family in the event of a tragedy. We understand the importance of protecting your loved ones, and we are committed to providing you with the best coverage for your needs.

LIFE INSURANCE CAN BE YOUR LEGACY

You Can Speak With A Specialist When You Are Available

Our team of experienced professionals will work with you to get you a free quote for life insurance, so you can be sure that you are getting the best deal. We are passionate about helping you protect the ones you love and secure the financial future of your family

Charles

The agent was very quick to get us a quote and contacted us to get our approval. No going back and forth once she received the info needed.

TERM INSURANCE

What does return of premium mean in life insurance?

A return of premium (ROP) life insurance rider is an optional add-on to a term life policy that, if you outlive the policy term, pays you all or some of the money you spent on policy payments.

Catherine

The agent was very helpful and courteous of my time and needs during the process. I was very excited to sign with Forever Legacy Financial when I purchased my Life Insurance Policy.

CASH ACCUMULATION

How long does it take to accumulate cash value life insurance?

2-5 years

Cash value: In most cases, the cash value portion of a life insurance policy doesn't begin to accrue until 2-5 years have passed. Once cash value begins to build, it becomes available to you according to your policy's guidelines.

Peter

The process was simple and fast. Plus, the rep was very knowledgeable and courteous.

TAX FREE RETIREMENT

A life insurance retirement plan (LIRP) is a continuing lifetime policy (permanent life insurance) that utilizes the cash value component to assist retirement income. LIRPs are similar to Roth IRAs in that you won't pay taxes on any withdrawals once you reach age 59 1/2, and gains are tax-deferred.

Seferino

Your people were prompt, polite, and efficient. Thank you for serving our needs.

HEALTH INSURANCE

What is a medicare advantage plan?

A Medicare Advantage (MA) plan is a type of health plan offered by a private company that contracts with Medicare to provide you with all your Medicare Parts A and B benefits. MA plans include health maintenance organizations, preferred provider organizations, private fee-for-service plans, and Special Needs Plans.